Commercial Lending

Your business needs a banking partner who understands your industry, challenges, and unique situation.  When you work with our experienced lending professionals, you'll get just that.  Our team is highly motivated to work with you to structure a loan that fits your specific situation.  We listen, we learn about your business, and we help you grow.  Because at Bay Bank, what matters to you, matters to us.


Get the cash you need fast.  Whether you're buying new equipment, need working capital or a line of credit, our Business Loan Express takes the hassle out of applying for a loan.  Loan amounts range from $25,000 to $100,000.  Click here to learn more.

Lines of Credit
  • Flexible Structure
  • Asset Based Lending
  • Guidance/Equipment Line of Credit
Commercial Real Estate Loans
  • Commercial Acquisition & Mini-Perm
  • Commercial Construction & Interim
  • Residential Land Acquisition, Development & Construction
  • Stand-by Letters of Credit
  • Owner-Occupied Real Estate Loans
  • Purchase or Construct a New Facility
  • Remodel Existing Building

    Contact one of our Commercial Real Estate Professionals today.
Term Loans
  • Fixed or Variable Rate Options
  • Choice of Terms Available
Government Supported Lending Programs
  • SBA Lender – Quick Underwriting
Not-for-Profit Financing
  • Financing for Projects
  • Terms of 1 to 3 Years
  • Amortization Schedule up to 25 Years

 Interested in discussing a business loan? today.

Corporate Office
2328 West Joppa Road, Suite 325
Lutherville, MD 21093-4637
(410) 494-2580
Toll Free (800) 222-6566

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