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Personal Banking

Our commitment is to exceed expectations, one customer at a time.  And that's what makes Bay Bank unique - just like the customers we serve.  Read More >>

Business Banking

Our bank was built by entrepreneurs, for entrepreneurs. At Bay Bank, you will receive the responsive, personal service of a local bank combined with the strength and resources of a larger institution.  Read More >>

Mortgage Services

We believe in the simple and straightforward concept that the customer experience should be the number one priority.  Read More >>

The Bank Built by Entrepreneurs for Entrepreneurs. 

Whether we're working with a business owner or an individual managing their personal finances, we believe there is an entrepreneur in all of us. Our philosophy is to employ knowledgeable, experienced bankers who have a strong desire to partner with businesses and individuals to help them reach their financial goals. Outstanding customer experience is our hallmark. With decisions being made locally by individuals who understand the market, we can move quickly on behalf of our customers.

We are proud to be a local bank dedicated to providing the personal service of a community bank combined with a larger institution’s strength of resources. 

Proud Partnerships

Bay Bank is proud to support these organizations.  Use the arrows to scroll through all of our Proud Partnerships.

Recent News View All
Baltimore, Md. (September 12, 2016) — Israel Bonds Maryland announced today that Bay Bank will continue its legacy partnership with the Israel Bonds High Holidays Matching Partners Program following Bay Bank’s acquisition of Hopkins Federal Savings Bank earlier this year.

Bay Bank assumes Hopkins Federal Savings Bank’s previous role and joins matching partners The Associated: Jewish Community Federation of Baltimore, The Haron Dahan Foundation and Sandra R. & Malcolm C. Berman as they continue to provide 100 percent matching purchases for all Israel bonds investments made by the community during the 2016 High Holidays season. An Israel bond investment declares appreciation for the ideals and values of the State of Israel — democracy, diversity and putting human creativity and ingenuity to work to make the world a cleaner, safer, healthier, better place. To maximize support for Israel Bonds, Bay Bank is a participating bank in the Israel Bonds financing program.   

“Having Bay Bank as a Matching Partner continues the program started by Hopkins Federal Savings Bank and strengthens the bond between the Baltimore community and Israel,” said Alan Dorenfeld, executive director of the Israel Bonds Maryland office.    

The Israel Bonds Maryland High Holidays matching program began in 2006 with a 50 percent match from Hopkins Federal Savings. The Associated became Israel Bonds’ second matching partner in 2008 with a 100 percent match. Since then, the program has grown to include four partners.  Throughout the past 10 years, the High Holidays campaign has generated investments of over $75 million for Israel through more than 6,000 participants.  

“We are proud to continue Hopkins Federal Savings Bank's 10-year tradition of being a Matching Partner,” said Bay Bank President and CEO Joseph J. Thomas. “We look forward to supporting the State of Israel and continuing the legacy of Hopkins Federal Savings Bank and Alvin and Lois Lapidus in the community.”

Individuals interested in participating in the Israel Bonds High Holidays matching campaign can turn down their tab card during their synagogue’s High Holidays appeal, contact the Israel Bonds office at 410-484-6670 X1, or visit www.israelbonds.com.   

About Israel Bonds
Development Corporation for Israel/Israel Bonds offers investment and gift options that provide semi-annual interest or interest upon maturity.  Israel bonds are also a personal connection to a nation not only of Jewish heritage, but also of cutting-edge innovation that saves lives and changes the world on a daily basis.  Israel bonds start at $36 and are available online at israelbonds.com. Member FINRA.

About Bay Bank
Bay Bank, FSB is headquartered in Columbia, Maryland, and serves the community with a network of 12 branches strategically located throughout the region. Founded in 2010, the bank has quickly developed a strong reputation for its focus on being the bank built by entrepreneurs, for entrepreneurs. Since its opening in 2010, Bay Bank has successfully acquired four other community banks — Bay National Bank, Carrollton Bank, Slavie Federal Savings Bank and Hopkins Federal Savings Bank.  The bank’s parent company, Bay Bancorp, Inc., trades on the NASDAQ Capital Market under the ticker symbol “BYBK.” Member FDIC.

(Columbia, MD) – July 22, 2016 – Bay Bank announced today that it has partnered with RapidAdvance, a small business lender, to offer business financing alternatives to its entrepreneur and small business customers. 


By partnering with RapidAdvance, Bay Bank is able to expand their business lending solutions, supporting the growth of more of their business clients.  The partnership offers a streamlined, simple and efficient process to Bay Bank’s clients through a RapidAdvance dedicated business advisor who will review their needs and provide customized solutions to help them accomplish their goals. 


“Bay Bank is committed to helping entrepreneurs grow their businesses, and we are pleased to be able to provide another responsive debt alternative for early stage or transitioning small businesses when traditional bank credit isn’t the appropriate solution,” said Joe Thomas, Bay Bank President and CEO. “We view this as a step toward preparing our deposit customers for traditional bank senior debt financing in the future with Bay Bank as their banking partner.” 


RapidAdvance, a leader in the small business finance industry, helps businesses meet their financing needs when they are looking to grow or expand, acquire inventory, take advantage of a marketing opportunity or buy out a partner, replace or update equipment.


“This partnership allows Bay Bank and RapidAdvance to better serve clients by providing a centralized place to secure financing which allows them to grow.  We’re proud to support the country’s small business community,” said Will Tumulty, CEO at RapidAdvance.This partnership also opens new growth opportunities and we look forward to working with Bay Bank and its business clients.” 


The approval process at RapidAdvance is based on a business’s financial health and overall performance – not solely on credit. Approval is not dependent on collateral – which complements traditional financing offered by banks. It provides financing ranging from $5,000 to $1 million in as little as one day. RapidAdvance business advisors support clients through the process with ongoing counsel and beyond the life of their financing.

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About Bay Bank


Bay Bank, FSB is headquartered in Columbia, Maryland and serves the community with a network of 12 branches strategically located throughout the region. Founded in 2010, the bank has quickly developed a strong reputation for its focus on commercial and small business clients and respective service offerings. The bank has total assets of around $650 million. The bank’s parent company, Bay Bancorp, Inc., trades on the NASDAQ Capital Market under the ticker symbol “BYBK.” Member FDIC.


About RapidAdvance 


RapidAdvance is a leader in the small business finance industry. The company has provided more than $1 billion in working capital to thousands of US small businesses. RapidAdvance supports businesses including traditional retail establishments, brand name chain restaurants, automotive repair, manufacturing, trucking, and professional service providers.


The company is continually celebrated as an employer of choice, as measured by its team members’ high engagement in their jobs, job satisfaction, satisfaction with leadership, and the overall health of the organization.

Columbia, Md. (July 8, 2016) — Bay Bancorp, Inc. (NASDAQ:  BYBK), the parent company of Bay Bank, announced today that it has completed its acquisition of Hopkins Bancorp, Inc.  Bay Bank, FSB is now the fifth largest community bank headquartered in the Baltimore region based upon deposit market share. Following the merger, Bay Bank will have total assets of approximately $650 million and 12 branches in the Baltimore-Washington corridor.

 

Bay Bank acquired two branches from Hopkins Federal Savings Bank in the Baltimore market.  The Pikesville branch will be rebranded with the Bay Bank name immediately.  Bay Bank will relocate the Hopkins Federal Highlandtown branch to the Bay Bank Highlandtown Branch on Monday, July 11th for the immediate convenience of customers and staff.  

 

“We appreciate the hard work of the Hopkins team who have assisted us in our efforts to complete this transaction,” said Bay Bank President and CEO Joseph J. Thomas. “It is our plan to continue Hopkins’ legacy in the community and bring Bay Bank’s customer focus and entrepreneurial spirit.”

 

The merger is expected to have no immediate impact on the customer base, other than the change in the name.  Hopkins will continue to run its operating system until late July when it will be consolidated into the Bay Bank system.  With this consolidation, the former Hopkins customers will have full access to Bay Bank’s experienced relationship banking team led by Baltimore Market President, Todd Warren, 12 branches across the region, and expanded products and service offerings.    

 

“On behalf of the Board of Directors of Bay Bank, we are pleased to welcome Alvin Lapidus, former chairman of Hopkins Federal Savings Bank, as our chairman emeritus,” continued Thomas.  “We look forward to his insights throughout the transition process and to him helping the bank grow in this important new market for Bay.”

 

 

About Bay Bank

 

Bay Bank, FSB is headquartered in Columbia, Maryland, and serves the community with a network of 12 branches strategically located throughout the region. Founded in 2010, the bank has quickly developed a strong reputation for its focus on being the bank built by entrepreneurs, for entrepreneurs. Since its opening in 2010, Bay Bank has successfully acquired three other community banks—Bay National Bank, Carrollton Bank and Slavie Federal Savings Bank.  The bank’s parent company, Bay Bancorp, Inc., trades on the NASDAQ Capital Market under the ticker symbol “BYBK.” Member FDIC.

 

 

 

Additional Information

 

Stockholders of Hopkins Bancorp, Inc. will receive instructions from Bay Bancorp, Inc.’s exchange agent, American Stock Transfer & Trust Company, regarding the surrender of their shares of Hopkins Bancorp, Inc. common stock for the merger consideration.  Stockholders should wait for and follow those instructions and should not surrender their shares to Bay Bancorp, Inc., or Bay Bank, FSB.

(Columbia, Md.) – July 1, 2016 – Bay Bank announced today that it has formed a new industry group focused on serving the debt capital, treasury and advisory needs of government contracting and cybersecurity clients. The bank engaged Col. Edward C. Rothstein, USA (Ret.), as a senior advisor to help launch this effort. He will work closely with Bay’s Market Presidents Rich Ohnmacht and Todd Warren. 

“Our location and business strategy of serving entrepreneurs in the Baltimore Washington Corridor puts us in a unique position to be a leading financial partner to government and commercial contractors in the premier cybersecurity hub in the U.S.,” said Bay Bank President and CEO Joseph J. Thomas. “Ed Rothstein brings a wealth of knowledge in both government and commercial sectors of the cyber industry. He is a proven leader that will contribute greatly to the Bay Bank team, providing immediate results and value to our clients as we serve this growing industry.”

Rothstein had a celebrated 30-year career as an Army Intelligence Officer with assignments from tactical to strategic. He served in multiple deployments, culminating with his last post as Garrison Commander of Fort George G. Meade, where he was committed to partnering with civilian communities. His passion for creating an inclusive environment was recognized throughout the state. After retiring from the Army, Rothstein served as president and CEO of Anne Arundel Economic Development Corporation.  

“It is a great pleasure to join Joe Thomas and the Bay Bank team on this new endeavor,” said Rothstein. “It did not take long for me to see the commitment Bay Bank has in strengthening our community through a team effort focused on cybersecurity. I appreciate Joe’s upfront vision in this regard, and most of all his willingness to apply the resources that take it from a concept to an operational success.”

Bay Bank’s Industry Group will provide a range of financing, treasury management and capital and financial advisory solutions to its government contracting and cybersecurity clients with a dedicated team of banking professionals and industry experts, including Rothstein and Thomas, as well as experienced staff from the bank’s Relationship Managers, Credit, IT and Treasury departments.

With a diverse base of clients, including emerging and established private and public companies, the bank’s financial experts help companies design tailored capital structures and credit solutions to meet their individual needs. Offerings include venture debt, sponsor-led buyout financing and capital call lines.

In addition to traditional lending and financing services, Bay Bank offers a strong treasury management platform.

For more information about Bay Bank’s financing solutions, treasury management offerings and financial advisory services for the cybersecurity industry, visit www.baybankmd.com/cyber.

 

About Bay Bank

Bay Bank, FSB is headquartered in Columbia, Maryland and serves the community with a network of 11 branches strategically located throughout the region. Founded in 2010, the bank has quickly developed a strong reputation for its focus on commercial and small business clients and respective service offerings. The bank has total assets of around $463 million. The bank’s parent company, Bay Bancorp, Inc., trades on the NASDAQ Capital Market under the ticker symbol “BYBK.”

Columbia, Md. (May 31, 2016) — Bay Bancorp, Inc. (NASDAQ:  BYBK), the parent company of Bay Bank, and Hopkins Bancorp, Inc., the parent company of Hopkins Federal Savings Bank, announced today the next step in their merger.  The acquisition by Bay Bancorp., Inc. of Hopkins Bancorp., Inc. and Hopkins Federal Savings Bank has been approved by the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency.  The closing of the transaction is subject to various conditions, including approval by the stockholders of Hopkins Bancorp, Inc.  Subject to the satisfaction or waiver of those conditions, the parties expect to consummate the transaction no later than July 2016.

At that time, the Baltimore-based Hopkins Federal Savings Bank branches in Highlandtown and Pikesville will be rebranded with the Bay Bank name, although the Highlandtown branch will be consolidated with Bay Bank’s Highlandtown branch on July 25, 2016. After a system conversion in late July, all former Hopkins Federal Savings Bank customers will be able to transact business at any of Bay Bank’s 12 branches. Hopkins Federal Savings Bank business and consumer customers will also benefit from additional services, such as mobile banking and deposits, e-statements, robust online banking capabilities and remote deposit service. 

 “We’re excited to expand to the Pikesville market as a natural extension of our footprint. Bay Bank is committed to the same level of customer care Hopkins Federal Savings Bank customers are accustomed to, while also offering  new products and services to make their banking experience more convenient,” said Bay Bank President and CEO Joseph J. Thomas. “We have established a solid foundation as a premier community bank serving entrepreneurs in the Baltimore Washington corridor, and we look forward to continued growth, both organic and through acquisition.”

 Alvin Lapidus, chairman of Hopkins Federal Savings Bank, will serve as Bay Bank’s chairman emeritus, and will help ensure a successful transition and ongoing service to clients.  Once the transaction is closed, Bay Bank will have the fifth largest community bank deposit share in the Baltimore region with assets of approximately $650 million. Since its opening in 2010, Bay Bank has successfully acquired three other community banks—Bay National Bank, Carrollton Bank and Slavie Federal Savings Bank.

 
 About Bay Bank

 Bay Bank, FSB is headquartered in Columbia, Maryland, and serves the community with a network of 11 branches strategically located throughout the region. Founded in 2010, the bank has quickly developed a strong reputation for its focus on being the bank built by entrepreneurs, for entrepreneurs. The bank’s parent company, Bay Bancorp, Inc., trades on the NASDAQ Capital Market under the ticker symbol “BYBK.”

 Caution Regarding Forward-Looking Statements

 Certain statements in this press release may constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.  Words such as “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “predict,” “project,” “should,” and “will” and variations of such words and similar expressions are intended to identify such forward-looking statements. These forward-looking statements are not guarantees of future performance and involve risks, assumptions and uncertainties, including, but not limited to, risks related to the satisfaction of the conditions to closing the acquisition in the anticipated timeframe or at all, including risks related to the failure to obtain necessary regulatory and Hopkins stockholder approvals and the possibility that the merger does not close, including in circumstances in which Hopkins would be obligated to pay Bay Bancorp, Inc. a termination fee or other expenses and vice versa; negative effects of this announcement or the consummation of the proposed acquisition on the market price of Bay Bancorp, Inc.’s common stock.  Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those indicated or anticipated by such forward-looking statements.  Accordingly, you are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date they are made.  Bay Bancorp, Inc. and Hopkins expressly disclaim any current intention to update publicly any forward-looking statement after the distribution of this release, whether as a result of new information, future events, changes in assumptions or otherwise. 

 Additional Information and Where to Find It

 In connection with the proposed merger, Hopkins will mail or otherwise provide to its stockholders a proxy statement regarding the proposed Merger.  BEFORE MAKING ANY VOTING DECISION, HOPKINS’ STOCKHOLDERS ARE URGED TO READ THE PROXY STATEMENT IN ITS ENTIRETY WHEN IT BECOMES AVAILABLE AND ANY OTHER DOCUMENTS THAT BAY BANCORP, INC. MAY FILE WITH THE SECURITIES AND EXCHANGE COMMISSION IN CONNECTION WITH THE PROPOSED MERGER OR INCORPORATED BY REFERENCE THEREIN BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT THE PROPOSED MERGER AND THE PARTIES TO THE PROPOSED MERGER.