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Steven K. Breeden

Principal in Security Development Corporation

Steven K. Breeden, 55  Mr. Breeden is a principal in Security Development Corporation, a diversified real estate development company located in Howard County, Maryland.  Mr. Breeden has been with Security Development for more than 32 years, where his work has involved financial analysis of commercial real estate projects, economic modeling and daily project monitoring.  He is responsible for the company’s banking relationships.    Mr. Breeden holds a Master’s degree in Finance. Mr. Breeden, who serves on the Audit and Compensation Committees, has served as a director of the Company since 1995 and of Bay Bank, F.S.B. since April 19, 2013.  Between 1995 and April 19, 2013, he served as a director of Carrollton Bank.