Business Banking
Personal Online Banking
Business Checking

        

Benefits Bay Business Checking Bay Business Relationship Checking Bay Business Analysis Checking
Opening Deposit $100 $100 $100
Interest Bearing N/A N/A N/A
Average Collected Monthly Balance (ACMB) $500 $5,000 in deposit balances or $50,000 in linked loan balances N/A
Monthly Maintenance Fee $12 if balance falls below ACMB $12 if balance falls below requirements above $15 - May be offset by account balances (Earnings credits applied to service fees based upon account balance)
Transactional Items 250 free per statement cycle, $.25 for each transaction over 250 350 free per statement cycle, $.25 for each transaction over 350 $.16 - May be offset by account balances
Free Mobile Banking /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif
Online Banking* Free Free Free
Free Visa® Business CheckCard /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif
Free Telephone Banking /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif
Over 15,000 Nationwide MoneyPass ATMs /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif
Free & Unlimited Use of Bay Bank ATMs /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif /Portals/BayBank/skins/baybank/img/check-white.gif
*Basic Business Online Banking is free. Fees apply for additional business online services.
Ask a Bank representative about our MAHT (Maryland Affordable Housing Trust) & IOLTA (Interest on Lawyers Trust Account) business accounts.