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Bay Bank Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:


Government insured/guaranteed long-term, fixed rate and adjustable loans.


The Community Development Administration offers The Maryland Mortgage Program, This program offers low fixed rate loans with down payment and settlement assistance. Bay Bank Mortgage is an approved CDA lender.


Government insured/guaranteed long-term, fixed-rate and adjustable loans available to military personnel and veterans.


Government insured/guaranteed loan primarily used to help low income individuals or households purchase homes in rural areas.

Conventional Loans

Conventional long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrowing guidelines.


Bay Bank Mortgage

Ph: 410-561-7515

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